LoanLoom

Know what’s missing and what doesn’t match before underwriting does.

LoanLoom takes the documents a borrower sends you, works out what each one is, pulls the fields off it, reconciles the values that disagree, and hands your team a review queue instead of a folder.

Conventional loans today. FHA, VA and self-employed income next.

app.loanloom.ai/loans/48213/review

Review queue

Every value with its source, and what it was checked against.

LoanBorrowerFieldSourcePageStatus
#48213Jordan SampleEmployer nameW-2 · Pay stubW-2 p.1Flagged
#48213Jordan SampleMonthly incomePay stub · 1003Pay stub p.1Confirmed
#48220Riley SampleProperty address1003 · Title1003 p.1Confirmed
#48220Riley SampleBank balanceStatement · 1003Statement p.2Needs review
#48231Jordan SampleDate of birthID · 1003ID p.1Confirmed
#48231Jordan SampleEmployer name1003 · W-21003 p.1Confirmed
#48244Riley SampleOccupancy type10031003 p.2Confirmed
#48244Riley SampleLoan amount1003 · LELE p.1Flagged
#48250Jordan SampleEmployer EINW-2 · VOEW-2 p.1Confirmed
#48250Jordan SampleWages, box 1W-2 · Pay stubW-2 p.1Needs review

Pricing

Per-loan pricing — no seats, no platform fee. Pilot pricing for early lenders: talk to us.

Outcomes

Why teams use it

Saves time

Documents that used to take a processor an afternoon to key in are read, extracted, and cross-checked in the time it takes to open the file.

Checklist

3/4

Loan #48213 · Jordan Sample

  • Form 1003Verified
  • W-2 ×2Verified
  • Pay stubsVerified
  • Bank statements ×2Pending

Makes the loan process easy

One review queue instead of a folder of PDFs — every value shows its source document and what it was checked against.

▪ Flagged

Employer name

W-2 · p.1

Northwind Logistics

Pay stub · p.2

Northwind Logistics Inc.

Stays in compliance

Every view and every change lands in an append-only audit log, with the same provenance as the change itself.

Audit log

append-only

Process

How it works

▪ Flagged

Employer name

W-2 · p.1

Northwind Logistics

Use this

Pay stub · p.2

Northwind Logistics Inc.

The disagreement is recorded, whichever value is chosen.

What comes out the other side is a reconciled file your team has signed off on, exportable as MISMO 3.4 for the systems downstream of you.

Compliance

Built for the file to be audited

Every value carries where it came from, every change carries who made it, and nothing is deleted quietly.

Audit log

Append-only. Views and changes alike.

Every read is an entry, not only every write.

Provenance

Every value points to a document and a page.

Page and position stay attached to the value.

Deletion

Purging a loan removes its documents. The purge itself is recorded in the log.

Access

Scoped to your tenant, per user.

One sign-in per person, no shared logins.

Deployment

Two ways to run it

HostedRecommended

We run it. You pay per loan, and the first three loans are free — enough to put real files through it before you decide anything. Nothing to deploy, nothing to maintain.

In your environment

Deployed and maintained inside your own infrastructure, for shops whose borrower data cannot leave their perimeter. Same product, your servers. Talk to us.

Running high volume, or can't move borrower data? Talk to us.

Self-serve covers most shops. If yours needs a dedicated deployment or a volume price, this reaches us directly.